Rental auto agencies do offer large variety of car insurance coverage & it would not be wise to blindly choose any car insurance as each plan provides its individual reward under certain circumstances. You must study every policy presented and evaluate it next to the requirements you have. It would be sensible to chat about the policy with the auto rental agent, rather than just reading the synopsis over the insurance company’s site.
Occasionally you are not necessary to buy any auto rental insurance since you are previously insured by your auto cover. Generally, your insurance cover does not change whether you are driving a rented car or your own car. It will remain same for both types of cars. You should also check you insurance cover under your credit card as you might be covered by your credit card company.
There are lots of car rental services in California that provide you with a California car insurance so that you don’t have to face any problem while you drive there vehicles. You must read each and every document that you sign while borrowing a car on rent as you might come across some points that you want to ask from rental agency.
LINK - interesting read
http://uk.answers.yahoo.com/
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